Many dental plans cover crowns when they're medically necessary. However, coverage for zirconia crowns in Lithia, FL, ultimately depends on your plan's rules about materials, annual maximums, and cost limits.
How Dental Crown Insurance Coverage Works
Dental crown insurance coverage typically falls under “major services,” so plans often pay a percentage after your deductible, up to an annual maximum. Some also use a least-expensive-alternative clause, basing payment on a more basic material. In these cases, the patient pays the difference for metal-free restorations made from porcelain or zirconia, which are treated by some plans as a “cosmetic upgrade.”
Because plans differ significantly, two people receiving the same crown can wind up paying very different amounts.
Know Your Cost Before Treatment
The best way to know what your plan will pay is to have the office review your specific benefits. In addition to doing this, Cherry Blossom Family Dentistry’s expert team will file claims on your behalf and provide transparent estimates of out-of-pocket cost before work begins. For any remaining balance, we offer several flexible payment options, including financing via CareCredit® and Cherry®.
Precisely Placed Zirconia Crowns in Lithia, FL
If you’re considering metal-free dental crowns in FishHawk and want clarity on cost before making a decision, contact Dr. Joseph Wareham and the friendly and helpful Cherry Blossom Family Dentistry team to schedule a consultation to review your coverage and payment options.